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Articles
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Health Care
Horror Stories
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Association Health Plans: A Step Towards
Affordable Health Care for Small Businesses
(Department of Labor)
Find out how the 109th
Congress will hear from the franchising community about this key concern.
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The Facts About Association Health Plans
The Association Health Plan
Coalition
Get the facts on why Association Health Plan legislation is so critical to
businesses around the country in an easy-to-understand format!
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Association Health Plans: Improving Access to
Affordable Healthcare (Department of Labor)
Thirty-nine million Americans lack health
insurance. This number has grown by about 8 million over the last decade.
Among private-sector firms with fewer than 100 employees, health benefits
were offered at just 49% of work sites in 2000, compared with 98% among
larger firms.
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- Why Large Insurance Carriers Are Wrong About AHPs
Over 75 national and regional organizations support bipartisan legislation to expand affordable health benefits to working families by extending to small businesses similar rules for operating health plans now used by larger corporations and labor unions. This legislation is needed now more than ever due to dramatic premium increases, which threaten to add to the nation's 43 million uninsured.
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- SBA Study of the Costs & Value of Small Health Plans
Access to health insurance has become an important goal for state governments and the Federal government. Less than half of all small firms with fewer than 50 employees (47%) offer health plans while 97% of all firms with 50 or more employees offer health plans (MEPS data for 2000). Price is the major factor affecting small firms' ability to offer health insurance for its employees.
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- AHPs: Lowering Small Group Costs
(National Center for Policy Analysis)
A cornerstone of President Bush's approach to health care reform is the creation of Association Health Plans (AHPs). Intended to control costs and improve access to coverage for small employers and individuals, AHPs would allow bona fide business and professional associations to offer health benefits to their members.
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- AHPs: Answering the Critics
Would AHPs have an unfair advantage? No, the Bush proposal would simply help to level the playing field. State laws governing the sale of insurance are ever more complicated and burdensome. Already, they include more than 1,500 separate mandated benefits requiring that insurers cover providers ranging from chiropractors to naturopaths and services ranging from acupuncture to in vitro fertilization.
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- Health Disclosure and Claims Issues: Final Report
(Department of Labor)
In October 2000, PWBA initiated the project, during which 1,267 investigations were conducted of group health plans and their compliance with the new health care laws in Part 7 of Title 1 of ERISA. The new health laws are the Health Insurance Portability and Accountability Act of 1996 (HIPAA), the Mental Health Parity Act of 1996 (MHPA), the Newborns' and Mothers' Health Protection Act of 1996 and the Women's Health and Cancer Rights Act of 1998. Each law provides new Federal protections to individuals in employment-based group health plans.
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Is health insurance becoming too costly for your business? Tell your
senators small businesses MUST HAVE Association Purchasing Pooled
Health Plans (AHPs) for Small-Business to be able to continue providing
affordable health insurance to their employees.
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"On the critical issue of health care,
our goal is to ensure that Americans can choose and afford private
health care coverage that best fits their individual needs. To make
insurance more affordable, Congress must act to address rapidly rising
health care costs. Small businesses should be able to band together and
negotiate for lower insurance rates, so they can cover more workers with
health insurance -- I urge you to pass Association Health Plans."
--
President George Bush,
State of the Union Address
January 20,
2004.
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See who supports AHP'S
SATCOM is a 501(c)(6)
non-profit purchasing alliance for science and technology-driven companies of all sizes.
It has extensive administrative and consulting skills in all types of insurance. SATCOM has been selected by the Greater Baltimore Tech Council to administer its Health Insurance Program. It was the GBTC leadership that urged the formation of SATCOM more than a dozen years ago, to address Tech Council members’ needs for affordable, omprehensive health insurance.
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